Tax Credit Applies (Up to 10% of Purchase Price to a Maximum of $8000)

If you happen to be a first time buyer (or have not owned a home within the last three years, there could not be a more favorable time to BUY!  Home Prices are at their LOWEST. You may be able to purchase with as little as 3.5% down!  Why continue to Rent!

BUYERS:

The buying process is a complex experience, whether it's your first, second or fifth home purchase.  There are four basic stages:

1.  Evaluation of your life and finances- take a good look at your financial situation- crunch the numbers and see if this is the right time for you to buy.

2.  Shop for a loan- gather all requisite financial documents, including but not limited to:income and employment history, tax returns, credit card debt, monthly debt information, bank account statements, etc.  Talk to lenders and mortgage officers to find out how much you are able to borrow and what the terms will be.  Make sure you are comfortable before you take this big step.

3.  Find a House- Research neighborhoods that fit the needs and lifestyle of your family.  Search listings in local newspapers and on-line.   In today's competitive real estate market, timing is everything.  Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale by clicking here to register for free daily New Listings Notification.  After you have registered, use your login information below to access any homes listed on the market today and new listings will be emailed to you daily!

4.  Close the Deal- Negotiations are a big part of a sale.  Inspections and appraisals are very important as well.  Let an experienced realtor help you in this very important transaction.  Call me today- I will guide you through each and every step of the buying process to ensure a smooth close.   

RENTERS- QUIT PAYING YOUR LANDLORDS MORTGAGE!!!  Call me to see how you can begin investing in your future today!!!

SELLERS:

The Home Selling Process requires preparation, patience and, in the current market, the setting of realistic goals.  There are four basic stages to selling your home:

1.  Evaluation of your current situation and setting of ultimate goals- Ask yourself, "Do I really need to sell?"  Is remodeling or expanding an option if you need more space? Crunch the numbers and consider your options.  Get a good understanding of the current market- talk to friends, real estate professionals about your needs and goals to get a feel of whether or not now is the time to sell.  Ultimately, it depends on your current needs and desires.

2.  Plan your Strategy-  Calculate home value and set a very realistic price. Research the comparable homes in your area.  Visit open houses to see what the competition has to offer. 

3.  Stage and Show Your Home- Prepare and stage your home so buyers can imagine themselves living there.  Consider what it is you need to do to make your home more appealing to a potential buyer so that they will consider your home over the next.  Make sure your home has the pizzazz that will make the next potential buyer that walks through your door say, "This is it!!!".  From simple changes to the exterior, adding curb appeal, painting the front door and adding a new welcome mat, depersonalizing and decluttering, touch up painting in neutral colors- these are all simple and inexpensive things you can do to help you get your home sold. 

4.  Closing the Deal- Reviewing buyers' offers and negotiating a deal is a big part of the process of selling and, ultimately,  closing on your home.  Prepare for appraisals and inspections.  Make sure all appropriate documents are signed, all requisite documents are ordered and ready for close. An experienced real estate agent can help you through all these steps to help ensure a smooth sale and close, and help you move on to the next big step in your life.

If you own real estate that you're thinking of selling, call me or click here to email me instantly for free evaluation on your home's true value in today's market conditions.  For your FREE home evaluation, call me at 630/750-4527.

SELLERS- Facing Foreclosure???  Did you know that having a foreclosure on your credit record can destroy your ability to get credit in the future?  A foreclosure can stay on your record for approximately 7 years.  Your credit score could potentially drop hundreds of points.  Even missing a single payment could cause your score to drop 100 points.  Don't loose out- call me today to see how I can help you save your investment and avoid ruining your credit!!!

Whether you are buying or selling a home, you need a Realtor who you can rely on, will take the time to listen, find out what's important to you, and who will put YOUR interests first.   My personal committment is to give my clients and customers all that it takes! My goal is to provide outstanding service and support throughout your home buying or selling process.  I will help you with all of your real estate needs!

Please browse my website for lots more information, moving help, reports and important local real estate information.

Sincerely,

Diane Zamudio, Realtor Associate
Failla Realty, Inc.